Overwhelmed by money? You’re not alone - and there’s a way forward.
This is where your Financial Breakthrough begins…
I help people create calm, clarity and a clear plan for their money - without shame, pressure, or complicated spreadsheets.
My husband and I live debt-free, including a paid-off home, and I now help others create the same clarity and confidence with their money.
Get clarity in a free 30-minute conversation.
Together, we’ll create a plan that brings order to your numbers and peace to your daily life - so you can move forward with confidence.
This is for you if…
You feel stressed or anxious every time you think about money
You don’t fully know where your money is going
Debt feels heavy, confusing, or hard to face
You want a clear plan but don’t know where to start
You’re ready for peace - not perfection
A Calm, No-Pressure Conversation About Your Money
This free 30-minute call is a safe, judgment-free space to talk openly about your finances. There is no pressure to commit and no obligation — just clarity and honest guidance.
If you’ve been avoiding your numbers or feeling overwhelmed, this call is designed to help you breathe again and take the first step forward.
What to Expect on Your Free 30-Minute Call
Who this call is for…
You’re looking for guidance, not pressure or quick fixes
You’re open to having an honest conversation about your finances
You want clarity about what your next steps could be - even if things feel messy
You want to understand whether coaching support would help
How the call works
You don’t need to prepare in advance - just show up
We’ll start by talking through what brought you here
I’ll ask thoughtful questions to understand your situation
I’ll help you see a clear path forward
If it feels like a good fit, I’ll explain what working together could look like
Why I Do This Work
My husband and I live debt-free, including a paid-off home, after following a clear, disciplined plan with our finances. I now help others create the same clarity, confidence, and peace with money — one step at a time.
You don’t have to have it all figured out - just be willing to start.
Ways We Can Work Together
Simple, supportive guidance to help you create clarity, confidence,
and momentum with your money.
Free 30-Minute Clarity Call
A calm, no pressure conversation to help you understand where you are financially, what feels most overwhelming, and what you next steps could be.
Judgement-free and confidential
No preparation required
No obligation to move forward
3-Month Financial Coaching Program
For those ready to move beyond clarity and into consistent action. This program provides ongoing guidance, structure, and accountability so you can build confidence and make steady progress with your money.
Step-by-step financial roadmap
Support with debt, budgeting and savings
Regular coaching sessions for accountability and momentum
Who This Is (And Isn’t) For
This Support Is For You If…
You want clarity and a clear plan
You’re ready to face your finances with support
You value consistency over quick fixes
This May Not Be a Fit If…
You’re looking for a one-time spreadsheet or template
You want instant results without ongoing effort
About Me…
I used to think financial freedom was impossible… until I discovered the roadmap that changed everything.
Ten years ago, I married my husband just three months after meeting him. Around the same time, I had already signed up for Dave Ramsey’s Financial Peace University course — not knowing we would take it together. I’d always been organized, but I didn’t truly know what it meant to have control over money. I wasn’t saving enough, I spent freely, and lingering student loans followed me through adulthood.
Taking the Financial Peace University course gave me clarity—the kind I had always sought. It provided a plan, practical tools, and the confidence to make intentional financial decisions. As newlyweds, we tackled our money together and created a vision for the life we wanted. We followed the Baby Steps, cut up our credit cards, and committed to living debt-free. Over the course of a year, we eliminated all our consumer debt, and once we conquered that, we set our sights on paying off our home — a goal we achieved nine years later. That’s when we truly felt the peace and freedom that come from being in control of our finances.
Now, I’m passionate about helping others gain the same clarity, confidence, and control. With guidance, the right questions, and a clear plan, you can take meaningful steps toward financial freedom — one decision at a time.
My Philosophy
True financial peace begins when we recognize that everything we have belongs to God — and our role is to be faithful stewards of it. When I started following the Dave Ramsey Baby Steps, I discovered that freedom with money isn’t just about numbers — it’s about trust, discipline, and aligning your finances with your values and faith.
My approach is simple, take one step at a time, stay consistent, and stay faithful. Through our sessions, I’ll help you understand your habits, get organized with your numbers, and simplify your decisions so you can move forward with confidence and clarity.
The goal isn’t perfection — it’s peace. Together, we’ll create a plan that helps your money serve your life, so you can experience the freedom, confidence, and contentment that come from taking control of your finances
Why I Started Financial Breakthrough
After seeing the transformation in my own finances and experiencing the peace that comes from clarity and control, I knew I wanted to help others achieve the same freedom. Financial Breakthrough Coaching was born out of a desire to give people a practical roadmap, accountability, and support, so they can move past stress and confusion and step confidently into the life they’ve been dreaming of.
Sun Moon & Cactus Photography by Melanie Rivera
Services
Free 30-Minute Consultation
Let’s start with a friendly, no-pressure chat to help you get clear on your next steps.
During this 30-minute session, I’ll ask a few questions to learn more about your goals, your challenges, and where you’re starting from. It’s a chance for us to connect, talk through what’s been holding you back, and see how coaching could help you move forward with confidence.
Once you book your time through Calendly, I’ll send over a short questionnaire so I can get to know you better before we meet — that way, our time together is focused, personal, and productive.
Investment - Free
3-Month Financial Breakthrough Coaching
Take control of your finances and create lasting change in just three months. This personalized coaching program helps you:
Build a clear, actionable plan for budgeting, saving, and spending wisely
Reduce debt, grow savings, and optimize your money management
Shift your mindset around money to feel confident and empowered
Stay accountable and supported every step of the way
Bonus - free use of my Take Control Budget Template
With guidance, practical strategies, and ongoing support, this program is designed to help you gain clarity, confidence, and peace with your finances — transforming the way you manage money for good.
A simple way to stop reacting and start deciding with your money.
No tracking. No rigid rules. Just calm, consistent decisions.
The Calm Money Plan
Who this is for…
You feel disorganized but motivated
You Avoid your numbers because they feel heavy
You want a system that doesn’t shame you and is easy to use
What you get…
4-page monthly planning PDF
Clear steps for awareness, planning and adjustment
A process you repeat every month
FAQ/ Is Coaching Right for You?
Who This Coaching Is For
This may be a good fit if you:
Feel stressed or anxious whenever you think about money
Don’t fully know where your money is going
Find debt confusing or overwhelming
Want a clear plan but don’t know where to start
Are ready for peace — not perfection
Who This Isn’t For
Coaching may not be right if you:
Are looking for a quick fix or a magic solution
Expect someone else to make all the decisions for you
Aren’t ready to be honest with yourself about your finances
Frequently Asked Questions
Q: Do I need to be good with money to start?
A: Not at all. Most people I work with feel stuck or overwhelmed — that’s exactly why coaching works. You don’t have to have it all figured out; you just need the willingness to start.
Q: Do you sell products or push specific programs?
A: No. My coaching is focused entirely on your goals, your habits, and your unique situation. Everything we do is designed to help you gain clarity and control.
Q: What if I’m embarrassed about my finances?
A: That’s completely normal — and you’re not alone. The call is private, judgment-free, and pressure-free. This is a safe space to face your finances and get guidance without shame.
Q: Is there any obligation after the free 30-minute call?
A: No. The call is simply a conversation to see if coaching is a fit for you. You can take what you learn and decide what’s next — no pressure, no strings attached.
Q: How quickly can I see results?
A: Every person’s situation is unique. Some clients see clarity and peace immediately after the first call, while others gain momentum over several weeks. The key is consistent, intentional action — and I guide you step by step.
Q: What if I have multiple financial goals — like debt, savings, and planning for the future?
A: We will create a prioritized plan that addresses each goal in a manageable, structured way. You’ll know exactly where to start and what steps to take next.
Q: Will coaching work if I’m already following Dave Ramsey or other financial systems?
A: Absolutely! My approach complements any system. We’ll use proven frameworks — like the Baby Steps — as a guide, while focusing on your habits, mindset, and practical execution, so you can get results faster and with less stress.
You don’t have to figure it all out alone.
The first step is simply a conversation — judgment-free, pressure-free, and tailored to you.
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Sun Moon & Cactus Photography by Melanie Rivera
Contact Me
Whether you’re ready to get started or just want to learn more, fill out a few details below and I’ll be in touch shortly. I’m here to answer any questions and guide you toward clarity, confidence, and control over your finances. I can’t wait to connect with you!